Website Terms & Conditions

Introduction

Welcome to the official website for Space Coast Credit Union (“Credit Union”). The Credit Union maintains this website. Please feel free to browse, download from, talk back to, and otherwise use the site. At the same time, please remember that your access to this site is subject to the following rules (“Rules”) as well as all applicable laws. By accessing and using this site, you accept the Rules without limitation or qualification, and, subject to applicable law, acknowledge that any other agreements you may have with Credit Union are superseded by the Rules to the extent that conflict exists.

Rule Revisions

The Credit Union may at any time revise these Rules by updating this posting. You are bound by such revisions and should therefore visit this page to review the current Rules from time to time.

Web Content & Material

The Credit Union reserves the right, without notice and for any reason, to remove any content on this site, and to deny access to any user or users to all or any part of this site. Any dated information is published as of its date only, and Credit Union does not undertake any obligation or responsibility to update or amend any such information.

SCCU Kids’ Privacy Policy

We recognize the need to provide additional privacy protections for children who visit our site.

The privacy of young visitors and other visitors to SCCU.com is one of our top concerns. As such, SCCU has adopted the following privacy policy, which conforms to the Children’s Online Privacy Protection Act of 1998.

The Children’s Online Privacy Protection Act (“COPPA”) requires that we inform parents and legal guardians about how we collect, use, and disclose personal information from children. The term “parent” below includes legal guardians.

Site traffic records. SCCU collects information on domain names and dates and times of visits to SCCU.com. This information, which includes NO personal identifiers, allows SCCU to record traffic and improve its navigation and content. Visitor information is NEVER sold, given, or disclosed to third parties.

Cookies. SCCU does NOT require the use of per–session cookies. However, for visitors’ convenience in navigating the website, SCCU may still use temporary cookies, which are automatically erased after visitors close their web browsers. Cookie information is NEVER sold, given, or disclosed to third parties.

Email. SCCU may use feedback information from visitors to respond to inquiries, comments, or suggestions. Email information is NEVER sold, given, or disclosed to third parties.

Personally Identifying Information. Personally identifying information is NEVER sold, given, or disclosed to third parties.

Children Under Age 13. We recognize the particular importance of protecting privacy where children are involved. We are committed to protecting children's privacy on the Internet. We do not knowingly collect personally identifiable information from children under the age of 13. If a child under the age of 13 has provided us with personally identifiable information, we ask that a parent or guardian contact us by calling 1-800-447-7228, or by email and we will delete the information about the child from our files.

Children Over Age 13. Children age 13 and over may enter in certain contests/sweepstakes through SCCU.com. At the time of entry, they will be asked for their name, address, email address, and date of birth (to confirm age).

Upon the request of a user or a user’s parent or guardian, SCCU will delete all personally identifying information about that user from our files.

We may amend our Kids’ Privacy Policy at any time. We will provide parents notice on SCCU.com of any material changes in the way we intend to collect, use, and/or share kids’ personal information. Please note that, at all times, parents should update their personal information to provide us current email addresses. We will apply material changes in our Kids’ Privacy Policy in conformance with applicable law, including any applicable provisions of COPPA that require parental consent.

No Solicitation

By offering information, products or services via the World Wide Web, no solicitation is made by Credit Union to any person to use such information, products or services in jurisdictions where the provision of such information, products or services is prohibited by law.

Links to Other Sites

Links to other websites found here are provided to assist you in locating information. The Credit Union has no responsibility for content of the websites found at these links, or beyond, and does not endorse or attest to the accuracy or propriety of any information, products or services located therein. Your connection to any linked site is at your own risk. The Credit Union makes no warranties, either express or implied, concerning the content of such site or any information, products or services located therein, including the accuracy, completeness, reliability or suitability thereof for any particular purpose. The Credit Union does not warrant that such sites, content, information, products or services are free from any claims of copyright, trademark or other infringement of the rights of third parties. The Credit Union does not warrant that such sites, content, information, products or services are devoid of viruses or other contamination.

Downloading

You may download material displayed on this site for personal, non–commercial use only. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from this site you make and distribute for any purpose must also include these Rules. You may not distribute, modify, transmit, use, or re–use any of the contents of this site for any public or commercial purpose without the written consent of the Credit Union.

Copyrights

You should assume everything on this site is copyrighted unless otherwise noted and may not be used except as provided in the Rules or with the express written consent of the Credit Union. The Credit Union neither warrants or represents that your use of the material displayed on this site will not infringe rights of third parties. Any product, service, program, or technology described on this site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by the Credit Union. Any such right that is not expressly licensed herein is reserved by the Credit Union. Images of people or places displayed on this site are either the property of, or used with permission by, the Credit Union. Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on this site. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes. Any product, service, program or technology described in any document published by the Credit Union on this site may be the subject of other intellectual property rights owned by Credit Union. Any such right that is not expressly licensed hereunder is reserved by the Credit Union.

Trademarks

The trademarks, logos, and service marks (collectively “Trademarks”) displayed on this site are registered and unregistered Trademarks of the Credit Union and others. The Trademarks include, but are not limited to, the following: Space Coast Credit Union, SCCU, SCCU.com, SCCU Members’ Watchdog, Members Watchdog, and Space Coast Credit Union logo. Nothing contained on this site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on this site without the written permission of the Credit Union. Misuse of any Trademarks, or any other content, displayed on this site is prohibited.

Warranty

EXCEPT AS PROHIBITED BY APPLICABLE LAW, THE INFORMATION, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED “AS IS” AND “AS AVAILABLE”. THE CREDIT UNION DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION, PRODUCTS, SERVICES AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION, PRODUCTS, SERVICES AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF NON–INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION, PRODUCTS, SERVICES AND MATERIALS.

Limitation of Liability

SUBJECT TO APPLICABLE LAW, IN NO EVENT WILL CREDIT UNION BE LIABLE FOR ANY DAMAGES INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING (a) IN CONNECTION WITH THIS SITE OR ITS USE THEREOF, (b) FROM THE INABILITY TO USE THE SITE BY ANY PARTY, (c) DUE TO INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND/OR YOUR BROWSER OR OTHER WEBSITE ACCESSING PROGRAM OR (d) IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, INACCURACY OF INFORMATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF THE CREDIT UNION, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. THE CREDIT UNION SHALL NOT BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND THE CREDIT UNION'S REASONABLE CONTROL.

Submissions

Subject to applicable law, (a) apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to this site, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as non-confidential and non–proprietary; (b) anything you send to this site may be used by the Credit Union for any purpose including, but not limited to, reproduction, transmission, disclosure, publication, broadcast, and posting; (c) by submitting material to this site you irrevocably transfer and assign to the Credit Union, and forever waive and agree never to assert, any copyrights, “moral” rights, or other rights that you may have in such material; (d) the Credit Union is free to use, without obligation of any kind, any ideas, concepts, techniques, or know–how contained in any communication you send to this site for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products and services; (e) by using this site, you may submit, or the Credit Union may gather, certain limited information about you and your usage of the site; and (f) subject to the terms of the Privacy Policy, the Credit Union is free to use such information for any purpose it deems appropriate.

Governing Law

These Rules will be governed by and construed under the laws of the State of Florida, U.S.A. Each party to these Rules hereby submits to the exclusive jurisdiction of the courts within the State of Florida, U.S.A., and waives any jurisdictional venue or inconvenient forum objections to such courts.

Waiver

Any failure by the Credit Union to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right.

Severability

In the event that any paragraph of these Rules or portion thereof is held by a court to be invalid or unenforceable for any reason, the other paragraphs and portions of these Rules shall not be invalid or unenforceable and will continue in full force and effect.

Foreign Export

United States and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from this site to or from any countries or foreign nationals in violation of such laws or regulations.

SCCU’s Use of Internet Cookies

By using or accessing our site you are consenting to SCCU’s use of Internet Cookies. “Cookies” are text-only pieces of information that a web site transfers to an individual’s website browser. Like most web sites, we use cookies for a variety of purposes such as for analyzing website traffic to improve our site’s performance, and for marketing so we can serve visitors relevant promotional ads on other sites they visit across the Internet. We use “performance cookies” to track visitors to our Website; it is done on an anonymous aggregate basis (as cookies do not in themselves carry any personal data). We may also employ cookies so that we remember your computer when it is used to return to the website for analyzing traffic and marketing effectiveness. You can delete Internet cookies that have been installed from your browser. Refer to your browser settings and select “cookies” in the “Help” function for information on where to find your cookie folder, or check with your provider to find out how to disable cookies.

Privacy Policy

Please read Credit Union’s Privacy Policy. 

E-mail Communications

You acknowledge and agree that the Internet is considered inherently insecure. Therefore, you agree that Credit Union shall have no liability to you whatsoever for any loss, claim or damages arising or in any way related to Credit Union’s response(s) to any e-mail or other electronic communication which Credit Union in good faith believes you have submitted to Credit Union. Credit Union has no duty to investigate the validity of or to verify any e-mail or other electronic communication. Credit Union may respond to an e-mail communication provided by you to either the address provided with the communication or any other e-mail address(es) provided to Credit Union by you. Any e-mail returned to Credit Union as undelivered may be re-sent to you at any other e-mail address that Credit Union has in your file. Although Credit Union has no obligation to do so, Credit Union reserves the right to require authentication of e-mails or electronic communications. The decision to require authentication is in the sole discretion of Credit Union. Credit Union will have no obligation, liability or responsibility to you or any other person or company if Credit Union does not act upon or follow any instruction to Credit Union if a communication cannot be authenticated to Credit Union’s satisfaction.

Online Chat Communications

At any time and at our sole discretion, Space Coast Credit Union may make interactive online chat (“Chat”) service available to the public. SCCU makes no warranty that Chat service will be available at any particular time or be free of fault or error.  By accepting the terms and conditions of our website, you consent that personally identifiable information from you may be collected, monitored and records maintained to respond to your communication or to meet your service request in accordance to our Privacy Policy. Chat content may be shared with third parties and use of the Chat service constitutes acceptance of these terms. You agree that Credit Union shall have no liability to you whatsoever for any loss, claim or damages arising or in any way related to Credit Union’s response(s) to any online Chat communication which Credit Union in good faith believes you have submitted to Credit Union.

You will not use the Chat service to send any abusive, defamatory, dishonest, or obscene message, and doing so may result in termination of the Chat service session. Individuals under the age of 13 years old, are prohibited to use the Chat service, and by invitation or no invitation must not agree to use the Chat service. 

Questions

If you have any questions or comments, please contact us by mail at Space Coast Credit Union, P.O. Box 419001, Melbourne, Florida, 32941-9001; by email at info@sccu.com; or by phone at 321-752-2222.